UHS' personal lines specialists offer comprehensive services to protect the current and evolving needs of individuals and their families. We approach your needs as an advocate and adviser – taking a risk management view of your exposures and your objectives. Our methodology includes the following:

• Personal insurance – including life, accident, health, disability, Medicare, Healthy Families; traditional and high-value coverage for auto, boat, and recreational vehicles; property coverage for homes, antiques, art, jewelry and other collections
• Liability insurance – including primary and excess policies for directors' and officers' coverage and business liability
• Workers' compensation – for domestic employees
• Loss control and claims support – includes working with you from the initial report of a claim to final resolution